Financing
Fill out the short form below and we'll contact you to go over your options. Sending it doesn't run a credit check.
Pre-approval application
A few minutes, no commitment. Only the fields we need to talk through your options.
Payment calculator
Estimate for illustration only, not an offer of credit. Includes HST, excludes licensing. Actual rate and terms depend on credit approval.
What to bring
Once you're approved, having these ready makes signing quick:
- Valid Ontario driver's licence
- Recent pay stubs or proof of income
- Proof of address, like a utility bill
- Proof of insurance for the new vehicle
- Ownership and keys if you're trading in
Financing FAQ
Can I apply if my credit isn't perfect?
Yes, you can send an application whatever your credit situation. We'll be straight with you about which options are realistic. Approval and rates are set by the lender.
Does applying here affect my credit score?
No. This form only sends your information to our team so we can talk with you. A credit check happens later, and only with your permission.
Do I need a down payment?
It depends on the lender and your situation. A down payment lowers the amount you borrow and your payments.
What happens after I apply?
We review your application and contact you by your preferred method to go over options. Nothing is final until you sign.
Can I put my trade-in toward the purchase?
Yes. Your trade-in value comes off the price, and in Ontario you only pay HST on the difference when you trade in at a dealer. Get a trade-in estimate.
What does the advertised price include?
Every advertised price includes all fees we charge. The only additions are HST and licensing, as required by Ontario's all-in pricing law.